Cost of Living & Prices in Hawaii 9 cities compared [2025]

Hawaii Cost Of Living: What You Need To Know

Cost of Living & Prices in Hawaii 9 cities compared [2025]

By  Oscar Stark IV

Is paradise truly affordable? The cost of living in Hawaii is notoriously high, making it one of the most expensive places to reside in the United States. But what exactly does that mean for those considering a move to these beautiful islands, or for current residents struggling with the financial realities of island life?

Hawaii's allure is undeniable: stunning beaches, lush landscapes, and a unique cultural tapestry. However, this slice of paradise comes at a premium. The state's cost of living consistently ranks among the highest in the nation, a fact that potential residents and even long-time locals must carefully consider. Several factors contribute to this elevated cost, painting a complex picture of affordability and lifestyle.

To give some context on how expensive it is to live in hawaii, the cost of living is 65% higher compared to the national average, according to the council for community and economic research.

Understanding the basics of Hawaiis cost of living, as it can be a shock to newcomers, prices are significantly higher than the national average.

Honolulu, Hawaiis cost of living is 85% higher than the national average.

For last year, the annual average cost of living data series showed hawaii with a composite cost of living index of 186.9, with 100 being the average across the entire country.

The cost of living in hawaii ranges from a minimum of around $2,500 (\u22484.2 weeks of employment at a $15\/hour wage) per month for a single person on a tight budget up to $8,000 (\u22483 months of your career at a $15\/hour job) or more per month for a family living comfortably, with typical costs about 50% higher than national averages.

The cost of living in Hawaii is higher than the rest of the country, but what does that mean? Find out how much it costs to rent, eat, and more in Hawaii.

The latest cost of living numbers have been released, letting us better prepare for 2025.

According to a recent report, the average cost of living for a single person on Oahu is about $65,000 per year, while a family of four would need around $120,000 per year.

The cost of living in Hawaii varies depending on the different cities and islands that you are on.

The big island (the island of hawaii) is considered the most affordable, however the median household income is still around $52,000.

This overheated housing market has dramatically impacted the cost of living in Hawaii, making it difficult for many working families to make ends meet or find affordable housing.

Transportation costs in hawaii significantly contribute to the state\u2019s high cost of living, with the average gas price reaching $4.55 per gallon\u2014significantly higher than the national average of $3.05. This steep difference stems from hawaii\u2019s reliance on imported.

Here is a summary of the cost of living

Expense Category Estimated Monthly Cost (Single Person) Estimated Monthly Cost (Family of Four)
Housing $2,000 - $4,000+ $3,000 - $6,000+
Food $500 - $800 $1,500 - $2,500
Transportation $200 - $400+ $400 - $800+
Utilities $200 - $400 $400 - $700
Healthcare $300 - $500 $600 - $1,000
Entertainment & Other $300 - $700+ $600 - $1,200+
Total (Estimated)$3,500 - $6,800+$6,500 - $12,200+

Note: These figures are estimates and can vary significantly based on location, lifestyle, and individual spending habits.

The high cost of living in Hawaii is largely driven by its geographical isolation. Being an island state, Hawaii relies heavily on imported goods, from groceries and construction materials to fuel. This dependence on shipping inflates prices across the board. Transportation costs also play a significant role, with gasoline prices often exceeding the national average. Housing, in particular, is a major expense, with real estate prices soaring due to limited land and high demand, this factor makes up for bulk of this.

The cost of living in Hawaii is higher than the rest of the country, but what does that mean? Find out how much it costs to rent, eat, and more in Hawaii.

Find out how much it costs to live in Hawaii in 2025, including housing, utilities, groceries, public transit, entertainment, and healthcare.

The high cost of living in Hawaii, is driven by its remote location and dependence on imported goods. The islands\u2019 isolation means that most products, from construction materials to food, must be shipped in, increasing their price significantly.

Housing costs make up the bulk of this, being over double the national average.

Compare cost of living in honolulu with factors like salaries, housing expenses, groceries, utilities and more.

Finding the balance between paradise and practicality requires careful planning and a realistic understanding of the financial landscape. For those considering a move to or within Hawaii, a thorough evaluation of income, expenses, and lifestyle expectations is essential. Budgeting, prioritizing needs over wants, and exploring cost-saving strategies are crucial for making island living sustainable and enjoyable.

Compare the cost of living in honolulu, hawaii against another us cities and states.

Compare the cost of living in hilo, hawaii against another us cities and states.

Salary.com's cost of living calculator lets you compare the cost of living and salary differentials state to state or over 300+ us cities.

Hawaii's current cost of living index is 168.9, higher than the national average, making it the most expensive state except for.

It is important to get complete information about the cost of studying in hawaii because it can affect the cost of living in hawaii.

See what you'll need to earn to keep your current standard of living wherever you choose to work and live.

Find out how much it costs to rent, eat, and more in Hawaii.

Find out how much it costs to live in Hawaii, from rent and utilities to food and transportation.

Compare prices and salaries across 9 cities and see the cost of living index and rankings.

Learn the real cost of living in Hawaii, from housing and utilities to food and transportation, and how to save money with local tips and tricks.

Find out the pros and cons of living in Hawaii, the median home prices, and the best places to rent or buy.

Compare the cost of living in Hawaii with other US cities using the consumer price index and salary differentials.

Find out the minimum wage, housing, healthcare, and transportation costs in Hawaii and see salary trends for 2023.

Learn how much you need to earn, rent, buy, and spend in Hawaii, the most expensive state in the nation.

Find out how to save money and live well in paradise with tips and data from real Hawaii.

Compare the average monthly expenses with the national and state averages and see the sources and methodology.

Find out how to save money and live well in paradise with tips and data from real Hawaii.

Compare the cost of living in Hawaii with other US cities using the consumer price index and salary differentials.

What are the cons to living in Hawaii?

While living in Hawaii has its many advantages, there are some cons to consider.

From housing to groceries, prices are significantly higher than the national average.

Nerdwallet's cost of living calculator shows you what it costs to live and the quality of life in honolulu, hi.

This price difference can have a significant impact on the overall cost of living in Hawaii, especially for those who rely heavily on their vehicles for transportation.

To give some context on how expensive it is to live in Hawaii, the cost of living is 65% higher compared to the national average, according to the council for community and economic research.

Cost of Living & Prices in Hawaii 9 cities compared [2025]
Cost of Living & Prices in Hawaii 9 cities compared [2025]

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Honolulu, HI Cost of Living, Prices for Rent & Food [2024]
Honolulu, HI Cost of Living, Prices for Rent & Food [2024]

Details

Cost Of Living In Hawaii 2023 Your Handy Guide
Cost Of Living In Hawaii 2023 Your Handy Guide

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